QYLD vs JEPI – Which Monthly Dividend ETF Deserves Your Attention in 2025?

2025 QYLD vs JEPI
< QYLD vs JEPI >

1. Dave Wanted Monthly Income Without the Rollercoaster

Dave is a 44-year-old project manager in Colorado.
He doesn't want to chase meme stocks or trade crypto.
He just wants steady income—something like a second paycheck.

That’s when he found out about monthly dividend ETFs.
Two names kept coming up: QYLD and JEPI.

“They both pay monthly… but which one’s better for me?”

QYLD vs JEPI Dividend Yield
< Dividend Yield >

2. Not All Monthly ETFs Are Built the Same

Both QYLD and JEPI offer what Dave wants:

  • Monthly dividends
  • Covered call strategy
  • Lower volatility than the S&P 500

But they do it in very different ways—and understanding that is key.


3. Side-by-Side Comparison (QYLD vs JEPI)

Category QYLD JEPI
Issuer Global X J.P. Morgan
Dividend Yield (2025 est.) ~11–12% ~7–9%
Strategy 100% covered call on Nasdaq 100 Equity income + partial covered calls
Growth Potential Very limited (flat to negative) Moderate growth via quality stocks
Top Holdings Nasdaq 100 Index ABBV, AMGN, UNH, KO, etc.
Expense Ratio 0.60% 0.35%

QYLD vs JEPI Key feature
< Key Feature >

4. Which One Is Better (It Depends…)

Choose QYLD if:

  • You want maximum income now
  • You’re okay with zero capital growth
  • You like Nasdaq 100 exposure but less volatility

Choose JEPI if:

  • You want a balanced mix of income and growth
  • You prefer blue-chip stability
  • You care about total return (not just income)

Pro tip: Some investors hold both. QYLD for cash flow, JEPI for durability.


5. What’s Your Income Strategy?

QYLD and JEPI are not get-rich-quick tools.
They’re for people like Dave—those who want predictability, consistency, and peace of mind.

Want monthly income with a plan?
Start by picking the ETF that matches your mindset.


< U.S. Dividend Stock Investment Strategies | Your Guide to Stable Income >